Master Club debt collection service

Award-winning debt collection

For a FREE quotation call 01920 481467

Master Club debt collection
Master Club ensures bad debts do not become an added expense to your business

Collecting debts quickly

Master Club has been designed to ensure bad debts do not become an added business expense. By addressing bad debt concerns before they happen you can effectively manage your credit and debt collection activities.

In one year Master Club saved a business £6,031 in legal fees on debt recovery, enforcement of CCJs and dispute resolution (savings on CPR fixed costs and solicitors hourly rates).

Master Club provides 14 credit management benefits. These are some of the key all inclusive benefits of Master Club membership:-

  • Qualified legal manager
  • Subject to defended matters legal costs all inclusive
  • Enforcement of County Court Judgments
  • Credit referencing
  • Risk tracker
  • Commercial credit management and legal advice
  • Master Club member rubber stamp, a useful late payment deterrent.

Italian debt collection

Master Collections offers debt collection options for Italian speaking companies based in the UK, or to collect debts in Italy. Please contact us for further information.

Call us on 01920 481467 to find out how being a Master Club member can help you collect your outstanding debts.

Master Club reduces the cost of litigation

Master Club membership reduces the cost of litigation and based on a desktop survey solicitors cannot compete with the benefits membership offers:

Legal action or other Solicitor Master Club
Letter of claim £7.50 + VAT No collection, no fee
Pre-legal correspondence and telephone calls £190 + VAT per hour No collection, no fee
Credit report £120 +VAT Nil
Preparation of County Court Claims £200+ £80 to £730 Nil
Enter a CCJ and issue of warrant of control £22 - £30 Nil
Application as follows:    
For order for information £115 Nil
Attachment of earnings £95 Nil
Third party debt order £750 Nil
Charging order £550 Nil
Defended actions £190 + VAT per hour See note 1 below
Legal Advice £190 + VAT per hour Nil
Instructing counsel and agents £190 + VAT per hour Nil

Note 1 - Defended Actions

To avoid disproportionate costs for claims up to £10,000, costs are fixed. For claims at £10,000 or above top city solicitors at discounted rates from £180 plus VAT an hour.

Master Club will make even greater savings for businesses that issue more than two claims a year because legal cover is unlimited.

Depending on turnover, Master Club costs half of what a business would usually be charged by a solicitor for one complex defended action worth £5,000.


TLC (Southern) Ltd

TLC is an electrical wholesaler and distributor with 34 branches nationwide and an annual turnover of £68 million and has been a Master Club member since 2008. In that time we collected over £240,000 worth of bad debt, formerly placed with a well-known firm of solicitors in Liverpool which they could not collect. TLC utilise full range of debt collection services from no collection no fee debt collection to the issue of county court claims and enforcement of CCJs.

TLC appreciates the speed and efficiency of our debt recovery. For example, in one case we did not give in to unreasonable payment plan requests when there were assets to seize. Through our appointed Enforcement Officer we were able to seize two vehicles belonging to a debtor which were sold at auction in order to recover a debt for £10,500.

Costs saved
Based on 24 county court claims issued and 22 judgments enforced, including legal advice TLC achieved a cost saving of approximately £6,031.

What our client said
We have used Master Collections since 2008 and they have become an integral part of our debt collection process. In particular the experience of Carlo Pegna has been invaluable when dealing with more challenging debtors with whom he has needed to negotiate a settlement. We are pleased with the service that they offer and the results that they have obtained.
Lynda Stevens, Company Accountant, TLC (Southern) Ltd

Debt collection case study


Cibosano Ltd

Cibosano Ltd is an Italian food wholesaler and distributor of food products and wine to restaurants, delicatessens and food outlets in the West End of London and nationwide.

Cibosano switched to a Master Collections Master Club membership from a rival supplier as their legal costs were not included in the subscription and they were frustrated with the speed of legal recoveries.

In the first year of joining Master Club, Master Collections achieved a 100% recovery rate, including debts the previous subscription service provider could not collect.

For example, Master Collections collected a CCJ for £7,600 in half the time the previous solicitor proposed as they wanted to issue bankruptcy proceedings against the debtor. This course of action would have been costly and very time-consuming with no certainty of success.

We advised a much more subtle enforcement option; register a charge against the debtor’s house. We would be able to acquire registration of an Interim Charging Order (ICO)without the debtor knowing. We suspected that as soon as the mortgage lender is notified of the ICO in favour of Cibosano, the mortgage lender would make the debtor aware which would put them under pressure. And that’s what happened. The debtor agreed to pay the CCJ plus costs, interest and court fees just three weeks after registration of the Interim Charging Order.

Costs saved
Trying to make the debtor bankrupt would have cost Cibosano around £2,500 plus VAT for costs, with additional disbursements of £1,540. In contrast there were no costs for making the Charging Order Application and registering the Interim Charging Order, as these were covered by Cibosano's Master Club membership. Furthermore the disbursements were recovered from the debtor. So Master Collections Master Club Membership saved Cibosano £2,500 plus VAT in costs and £1,540 disbursements.

What our client said
We were approached by Master Collections over a year ago to evaluate their services in debt collection. I first thought, it's just another cold call company promoting their services. However, I decided to arrange a meeting with Mr Carlo Pegna. We agreed to a one year trial and, I have to say, that after only few months, we decided to extend the latter term.

They are dedicated and provide an extremely professional service. Our business revolves around Italian speaking customers and this has been a big advantage for us to work with Carlo with his bilingual skills. Dealing in their native language has meant resolving issues in a quicker and efficient way. I would have no hesitation in recommending Master Collections to any SME business like ours.
Tottucio Castiglione, Director

Debt collection for meat wholesalers

Key sectors

Contact us

Feel free to drop us a line

Please get in touch if you want to get more information about any of our services, or to discuss an outstanding debt and how we might be able to collect it for you. Please call us or complete the form below and we'll get back to you.


  • 63 The Maltings, Roydon Road, Stanstead Abbotts, Ware, SG12 8HG
  • 01920 481467

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